The Point & Insurance Reduction Program (PIRP), approved by the Department of Motor Vehicles, is available through private companies or corporations, called "course sponsors," throughout New York State.  Each qualifying course must meet strict standards for the safe driving information presented and program effectiveness. If you complete an approved PIRP course:

1. It will help refresh your driving knowledge with a review of time-tested safe driving tips and an overview of today's vehicle and traffic laws.
   
   
2. You may be eligible to reduce as many as four (4) points on your driving record. The DMV computer will automatically note your eligibility to receive the reduction.
   
   
3. If you are the principal operator of a motor vehicle, you will receive a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.
   

The Course

Q.        How much time does the PIRP course take, what is it like, and what does it cost?

A.        Each course is at least six hours long, and is presented in one or more classroom sessions. (Note: The motorcycle safety/accident prevention courses takes substantially longer.) Essential information about traffic safety issues such as driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law must be presented in each course. Additional content, approach, materials and fees vary from one "sponsor to another. No formal testing is required to complete the course. For information on where to attend a course, consult your local telephone book under "Driving Instruction" or equivalent sections. You may also contact one of the program sponsors presented in the DMV publication, List of Course Sponsors (C-31), available at any state or county motor vehicle office and by request from DMV Call Center and the DMV Internet Office.